“I want to get checked out, but I can’t afford it right now.” This is one of the most common things patients tell us after an accident — and it’s also one of the biggest reasons people delay treatment they actually need. Here’s the good news: at Clínica Real, you don’t have to choose between your health and your bank account.
What “No Out-of-Pocket Cost” Actually Means
When you’re injured in a car accident that wasn’t your fault, Arizona law allows you to receive medical treatment now and pay for it later, once your case settles — through a legal mechanism called a lien. In simple terms: we treat you today, and payment is resolved later through the settlement or insurance claim connected to your accident, not out of your pocket up front.
How the Process Works, Step by Step
- You call and get scheduled — often the same day, no insurance card or upfront payment required
- We evaluate and begin treatment — your care starts based on medical need, not your ability to pay right now
- We document everything — every visit, symptom, and treatment is recorded, which supports both your recovery and your claim
- If you don’t have a lawyer, we can connect you with one — from our trusted referral network, at no extra cost
- Your case resolves and the lien is paid — from the settlement or insurance payout, not from money you had to come up with in advance
Who This Is For
This model exists specifically for people who were injured in an auto accident that was someone else’s fault — whether or not you have health insurance, and whether or not you’ve hired an attorney yet. You do not need to be uninsured to qualify; lien-based treatment is about the accident claim, not your personal insurance status.
Why This Matters More Than People Realize
Patients who delay treatment because of cost concerns often end up worse off twice over: their injury has more time to become chronic, and the gap in treatment can be used against them in their claim. Removing the cost barrier isn’t just a courtesy — it’s part of protecting your recovery and your case from day one.
Frequently Asked Questions
Do I need insurance to be treated? No. Lien-based treatment doesn’t depend on your personal health insurance.
What if I don’t have a lawyer yet? We can refer you to a trusted personal injury attorney in our network at no additional cost.
Will I get a bill while my case is pending? No — you won’t pay anything out of pocket while your claim is being resolved.
What if my case doesn’t settle? Speak with your attorney and our billing team directly — every situation is reviewed individually, which is exactly why documentation and communication from day one matter.
Clínica Real — Del Pueblo, Para el Pueblo. Same-day appointments, no out-of-pocket cost, four AZ locations. Call (623) 244-1311
